NUNCA TENDRÁS UNA CASA - EL GRAN RESETEO
Autor: KURT ZINDULKA
Nota original: https://www.breitbart.com/europe/2021/08/30/british-banks-could-own-1-75-million-homes-by-2031/
Traducción: @Hyspasia
El "Gran Reseteo" del mercado inmobiliario británico está en plena marcha, con los grandes bancos comprando casas por todo el país y espantando a los compradores de su primera vivienda.
Las firmas financieras, que incluyen a los bancos y fondos de pensiones y los fondos de inversión, se están asociando con los desarrolladores inmobiliarios para comprar los nuevos hogares con el objeto de alquilárselos al público. Los sistemas de vivienda llamados "construir para alquilar" buscan grupos de propiedades amuchadas para ser canjeadas por activos entre diferentes firmas, más que lanzarlos al mercado.
En la actualidad, las propiedades construidas para ser alquiladas constituyen el 5% del mercado, pero el agente inmobiliarios Savills le dijo a The Times que puede llegar a 1,75 millones de unidades de viviendas para el año 2031.
A través de este proceso, como también de la compra de hogares tradicionales, el segundo más grande banco de Gran Bretaña y el mayor tenedor de hipotecas, Lloyds Banking Group - salvado de la quiebra por los contribuyentes en el año 2009 - planea constituirse en el mayor locador privado del país, con 50.000 propiedades para el año 2030.
El director de research de viviendas residenciales de Savills, Lawrence Bowles, dijo: "las inversión institucional en propiedad para la renta ha recorrido un largo trecho. Creo que finalmente llegaremos al punto donde casi todo el mundo en este país tendrá una parte de un hogar porque su fondo de pensión lo está comprando".
El esquema ha crecido en popularidad debido a que las tasas de interés están en mínimos históricos y se espera que los precios de las viviendas sigan creciendo, lo que da oportunidades de inversiones de bajo riesgo.
De todas formas, algunas personas han advertido que este esquema agregará impedimentos al británico medio que intente comprarse su primera vivienda.
El director del Comité de Vivienda, Comunidades y Gobierno Local de la Cámara de los Comunes de GB, el laborista Clive Betts dijo: "Si fuera el caso de que este tipo de inversiones impidiera el acceso a la primera vivienda de las familias o que se pongan adelante [en la cola], entonces es donde nuestros problemas empiezan".
"La crisis de vivienda continúa y nosotros deberíamos estar haciendo todo lo que sea posible para generar el acceso a la primera vivienda y de ahí generar una escalera para acceso a la propiedad, nunca dejando que releguen a las familias al final de la cola".
Uno de esos jóvenes británicos es la recepcionista Hannah Harrison, de Petersborough, de 22 años de edad, quien dijo que en este momento intenta ahorrar para el primer pago de su casa por lo cual vive con sus padres - pero teme que no podrá competir con los bancos como Lloyds.
"Quiero vivir acá, donde están todos mis amigos y mi familia y un desarrollo inmobiliario sería la locación ideal para mí, pero el precio está totalmente fuera de rango".
"Siento que los bancos hacen trampa con el sistema. Tienen el dinero para comprar y empujan los precios hacia arriba, lo que nos saca de mercado a todos nosotros".
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A ‘Great Reset’ of the British property market is currently underway, with big banks buying up houses across the country and edging out first-time homebuyers.
Financial firms, including banks and pension funds and asset managers, are partnering with housing developers to buy up new homes for the purpose of renting them to the public. The so-called “build-to-rent” housing scheme sees groups of properties bundled together to be traded as assets between different firms, rather than actually going to market.
Currently, build-to-rent properties only account for around 5 per cent of the market, but the estate agent Savills told The Times that it could account for 1.75 million properties by the year 2031.
Through this process, as well as buying up traditional homes, Britain’s second-biggest bank and largest mortgage lender, Lloyds Banking Group — bailed out by taxpayers in 2009 — is planning on becoming the country’s largest private landlord, with 50,000 properties by the year 2030.
Director of residential research at Savills, Lawrence Bowles said: “Institutional investment in residential property to rent has come a long way. I think ultimately we are reaching a point where nearly everybody in the country will own part of a home because their pension fund is buying it up.”
The scheme has grown in popularity amid interest rates remaining at historic lows and housing prices expected to continue rising, providing a low-risk investment opportunity.
However, some have warned that the scheme will add further impediments to average Britons attempting to purchase their first home.
The chairman of the Housing, Communities, and Local Government committee in the House of Commons, Labour MP Clive Betts, said: “If it is the case that these sorts of investments are forcing out, or jumping in front of, first-time buyers then that is where problems start to occur.
“The housing crisis continues to loom large and we should be doing everything to allow first-time buyers on the property ladder, not allowing them to be pushed to the back of the queue.”
One such young Briton, 22-year-old receptionist Hannah Harrison of Peterborough, said that she is currently trying to save up for a house deposit by living at home with her parents — but fears she will not be able to compete with giant banks such as Lloyds.
“I want to live here, all my friends and family are here and [the development] would be an absolutely ideal location for me, but we’re completely priced out.”
“It feels like [banks] are cheating the system. They have the money to buy it and it pushes prices up for the rest of us.”
The practice of big banks and financial firms buying up property has not been confined to the United Kingdom. In the United States, for example, investment firms such as BlackRock and Blackstone have been on a buying spree of houses throughout America.
The purchases have been seen as a potential hedge against inflation as the federal government has dramatically increased spending during the Chinese coronavirus crisis.
The scheme is strikingly similar to the so-called Great Reset initiative from the globalist World Economic Forum (WEF), which has predicted that the average citizen will in future “own nothing and be happy“.
BlackRock CEO Larry Fink happens to serve on the board of trustees for the WEF.
Even before banks entered into the fray, potential British homebuyers have long been under pressure, with mass migration over the past two decades sharply driving up demand, for example.
Indeed, a report from the Migration Watch UK think tank in December found that over 100,000 new homes would need to be constructed per year in England alone to keep up with the demand placed on the real estate sector by mass migration.
